Can I claim under the Consumer Credit Act Section 75?

An article we posted last year about claiming under the Consumer Act with information for all those consumers who are thinking about doing such claim. Have a look at the basic requirements, and if you have any query or doubt please let us know.


Credit Card Although we provide information about refund claims on a daily basis, we thought it might be useful for all our readers to have all the facts in one article.

First of all, we need to point out that the Consumer Credit Act Section 75 is only valid for Consumers in the United Kingdom who paid with a British Credit Card.

Section 75 is a legal protection put in place to protect the consumer and can be claimed for payments made between £100 and £30.000

How does the Consumer Credit Act work?

You have six years to seek a refund from your Credit Card Company, counting from date in which the financial transaction took place.

However, payments by Debit Card and Bank Transfer transactions are NOT covered by the Section 75 of the Consumer Credit Act 1974. Just in cases in which the initial payment was made by credit card…

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About mindtimeshare

Mindtimeshare SLU is registered Company reg number: B35957182 Mindtimeshare provides assistance to timeshare owners who have been defrauded by holiday clubs and bogus resale companies. The Mindtimeshare project was launched in February 2011. After dealing with timeshare members over several years who had been defrauded by numerous bogus companies and for large amounts of money, I considered launching an Organisation to help timeshare owners that have been targeted by bogus companies. On this blog you can find information about the different active scam companies and their “modus operandi” and also place comments, ask questions and see comments from other consumers who have the same doubts or have been through the same experience. Mindtimeshare has resulted in a huge success and has received the back up from not only timeshare consumers but also from the professionals in the timeshare Industry. Mindtimeshare helps timeshare owners who have been scammed by bogus Discount Holiday Clubs; bogus cash back companies; fraudulent timeshare resale companies; bogus class action companies and false lawyers and notaries. We offer professional answers and advice to Timeshare users. If you want to send an email instead of posting a comment on the blog please do so by emailing:
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1 Response to Can I claim under the Consumer Credit Act Section 75?

  1. Iain says:

    Trouble is these bogus holiday clubs are wise to this, take Grand Holidays, they give you contracts by either Grand Holidays or Fuerteventura Life, but you pay the Flamingo Club, hence credit card companies won’t accept a section 75 claim as the payment is through a third party.

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